Category: qqycjrpg

UK regulator warns on transfers out of DB schemes

first_imgThe UK’s Pensions Regulator (TPR) has written to trustee boards of defined benefit (DB) schemes urging them to consider reducing the transfer values offered to members when considering exiting the scheme.In a letter sent to a number of large DB funds – obtained by financial services group Royal London under the UK’s Freedom of Information act – TPR advised trustees to consult their actuaries regarding the effects of transfers out of their schemes.DB scheme members in the UK are permitted to transfer their benefits to a defined contribution (DC) scheme. This option has increased in popularity in recent years following a relaxation of the UK’s rules regarding DC retirement options.TPR said in its letter: “In light of recent events concerning your scheme’s sponsor(s), we would expect you to take advice from your scheme actuary about whether the basis on which [transfers] are calculated remains appropriate. “We would also expect you to consider whether a new insufficiency report should be commissioned from the actuary. This would allow you to judge whether a reduction or further reduction should be applied to [transfers] in light of their assessment of covenant strength.”Royal London warned that a scheme granting generous transfer values to members while running a deficit could worsen its funding position, even though it would be reducing its liabilities. Sir Steve Webb, Royal LondonSir Steve Webb, director of policy at Royal London and a former UK pensions minister, said: “I would hope that well run pension schemes would be taking expert advice when deciding how much to offer to members wishing to transfer out.“But the regulator’s letter is a helpful reminder to all schemes that they need to be fair not only to those transferring out but also those left behind, especially where the scheme in question is in deficit.”The regulator said it had “sent letters on 12 occasions to trustees regarding transfer activity” in the year to 26 July.Other recommendationsTPR also recommended that schemes review their member communications, and outlined a number of issues for them to highlight to members.These included:An explanation of the risks of transferring out of a DB scheme, including an emphasis on the loss of a retirement income guarantee;The legal requirement for those transferring out more then £30,000 (€33,300) to seek professional advice from a qualified, authorised adviser;Information about the Pensions Advisory Service, a government-funded organisation that provides free guidance on pension issues; andThe risk of pension fraud.Trustees should also seek to improve their record-keeping to monitor transfer requests, and send the regulator monthly updates about transfer activity, TPR said.As DB to DC scheme transfers have increased, so has the number of reported pension scams – predominantly involving individuals being persuaded to transfer their savings into unauthorised investment funds. During the recent high-profile restructuring of the British Steel Pension Scheme, a number of people were targeted by unauthorised ‘advisers’ who directed them to expensive, inappropriate investments.UK regulators, including TPR and the Financial Conduct Authority, have reiterated that exiting a DB scheme – and forfeiting the guaranteed income stream it provides to retirees – is unlikely to be in the best interests of most members.The regulators have also joined forces to launch a multimedia advertising campaign to raise awareness of pension fraud.last_img read more

Siasia’s life ban appeal gets October date

first_imgOctober 6, 2020 has been picked by the Court of Arbitration for Sports (CAS) to hear Samson Siasia’s appeal in the wake of his FIFA ban. Siasia wants Osaze to come up with evidence The request was initially billed for March 19, 2020 but this had to be adjourned owing to the coronavirus pandemic. The former Nigeria head coach was banned for life from football after the sport’s ruling body found him guilty of agreeing to take bribes to manipulate matches. The 51-year-old was also fined CHF50,000 (£42,000) for breaching Fifa’s code of ethics. In a letter to Siasia on Monday from CAS with registration number: CAS 2019/A/6439 Samson Siasia v. Fifa requested that: “Samson Siasia shall pay the total amount of CHF 100’000 (One hundred thousand Swiss francs) to the CAS bank account. “The estimate includes the CAS administrative costs and the costs and fees if the Panel. Accordingly, the first advance of costs in the arbitration CAS 2019/A/6439 Samson Siasia v Fifa shall be fixed at CHF 100’000 (One hundred thousand Swiss francs.) “If a party fails to pay its share, another may substitute for it, in case of nonpayment within the time limit fixed by CAS, the request/appeal shall be deemed withdrawn and the CAS shall terminate the arbitration, this provision applies mutatis mutandis to any counterclaims. Loading… It also clarified that: “Fifa does not pay any arbitration cost in advance when it acts as Respondent in a procedure before CAS, which is admissible to CAS pursuant to Article R 64.2 of the Code.” Fifa did not specify when Siasia’s alleged violations occurred but said in a statement: “The adjudicatory chamber of the independent ethics committee has found Mr Samson Siasia, a former official of the Nigeria Football Federation, guilty of having accepted that he would receive bribes in relation to the manipulation of matches in violation of the Fifa code of ethics. “The formal ethics proceedings against Mr Siasia were initiated on February 11, 2019, and stem from an extensive investigation into matches Mr Wilson Raj Perumal attempted to manipulate for betting purposes.” read also:Siasia threatens to sue Osaze Singaporean Perumal is a known former serial match-fixer who served prison time for past offences, and who has previously alleged to have influenced results involving Nigeria. Siasia had a 15-year career with the Super Eagles as a player and was head coach between 2010 and 2011, as well as in 2016. The former Nantes forward also had spells in charge of Nigeria’s U20 and U23 sides. FacebookTwitterWhatsAppEmail分享 last_img read more

Free legal aid clinics offered

first_imgGreensburg, In. — Legal Aid announces a Free Legal Aid Clinic on Tuesday, March 19 at the Jennings County Public Library. The clinic will be held from 3pm – 5pm. The free clinics are offered to low-income residents.The Legal Aid Clinic and Pro Bono Program utilizes local volunteer attorneys, offering free legal consultations to low-income individuals for the provision of legal advice and assistance in furtherance of equal access to justice within our community whom might not otherwise be able to afford the counsel of an attorney.Individuals coming to the Legal Aid Clinic can expect to receive a 10-minute consultation to answer general questions, offer legal information, or to receive other limited pro se assistance or advice, in person, on a first come, first serve basis. There is no need to register in advance.Legal Aid is also offering additional clinics throughout Pro Bono District I on a rotating basis. The upcoming regional clinics are listed below:DECATUR COUNTY: Decatur County Public Library 1110 E. Main Street Greensburg May 8 & 14 from 3 to 5 p.m.DISTRICT I CLINICSBARTHOLOMEW COUNTY: Legal Aid Office, United Way Center 3 pm – 5 pm 1531 13th Street, Suite G330 May 20 & 24 FROM 3 TO 5 P.M.JENNINGS COUNTY: Jennings County Public Library 3 pm – 5 pm 2375 N. State Road 3 North Vernon June 18 from 3 to 5 p.m.RUSH COUNTY: Rushville Public Library, 130 W. 3rd Street from 3 to 5 p.m. July 8For more information please call 812-314-2722.last_img read more

Roberts signs professional terms

first_img “Pat has made excellent progress and we’re pleased with the performances he has been showing,” academy director Huw Jennings told the club’s official website, “He knows that he has to continue to work hard, but if he shows the same application, desire and determination there’s no reason why he can’t be very successful.” The attacking midfielder, who turned 17 on Wednesday, helped the Whites to the Under-18s league title last season. The England Under-17s international recently scored a hat-trick in the 3-2 FA Youth Cup victory over Tottenham and has been rewarded with a first professional deal until at least 2016. Highly-rated teenager Patrick Roberts has penned his first professional deal with Fulham.center_img Press Associationlast_img read more

Chappell counts Laxman’s 281 vs Australia, Walters ton in Madras as all-time great knocks against spin

first_imgFORMER Australia captain Ian Chappell has picked his two all-time favourite innings against high-quality spin bowling and one of those is VVS Laxman’s iconic 281 at the Eden Gardens in 2001.Thanks to Laxman and Rahul Dravid (180), India went on to win the game against Australia after following-on.“The absence of any cricket (due to the COVID-19 pandemic) gives me an opportunity to reflect on an aspect of the game I enjoy: watching a batsman utilise good footwork to combat top-class spin bowling. Two innings stand out: one played by India’s VVS Laxman, the other by Doug Walters of Australia,” Chappell wrote in a column for ESPNcricinfo.Laxman and Dravid shared a marathon 376-run stand to engineer an unforgettable win for India. Chappell was simply in awe of Laxman’s batting as the wristy Indian batsman toyed with the likes of Shane Warne.“Laxman’s incredible 281 at Calcutta in 2001 is the best I’ve seen against top-class leg-spin. At the conclusion of that exhilarating series I asked Shane Warne how he thought he bowled.“I don’t think I bowled that badly,” he replied. “You didn’t,” I responded.“If Laxman comes three paces out of his crease and hits an unbelievable on-drive against the spin and you then flight the next delivery a little higher and shorter to invite another drive and instead he quickly goes onto the back foot and pulls it, that’s not bad bowling. That’s good footwork.“Laxman regularly did this during his 452-ball stay, in which he hit 44 boundaries. Therein lies a clue to Laxman’s success: he consistently hit the ball along the ground,” said Chappell, also praising Laxman’s temperament.Talking about fellow Australian Walters, Chappell called him the best player against spin.“Walters scored a Test century in a session three times. There are no complete records regarding this feat but I suspect only Sir Donald Bradman did it more often.“Walters was the best player of off-spin bowling I have seen; he didn’t just survive against the very best, he occasionally battered them into submission. He scored a sublime hundred on a Madras minefield in 1969, facing the off-spin wizardry of Erapalli Prasanna, clubbing 14 fours and two sixes in the process,” said Chappell.(India Today)last_img read more

StopSpillet helpline received over 500 calls since launch

first_img Spillemyndigheden reports decline in Q2 betting August 25, 2020 AIDP adds two new global advisors August 12, 2020 Submit Danish gambling prepares for MitID launch June 26, 2020 Share Related Articles StumbleUpon Danish gambling regulator Spillemyndigheden has revealed that its StopSpillet helpline has received over 500 calls since its launch earlier this year.For the first six months of the year, the helpline had received 348 calls from gamblers in Denmark, with a further 152 calls made between 1 July and 11 September.It is estimated that 46% of those that have contacted the StopSpillet helpline were gamblers, while relatives of gamblers made up 39% of callers. “Based on experience with similar guides, we had expected 90 in the quarter, so it is overwhelming that so many have already contacted us,” Spillemyndigheden director Birgitte Sand said.“On the one hand, it would be really good if players or relatives did not have challenges with games. But on the other hand we are of course both happy and proud of the many who have found our way and have shown us the great confidence to seek our help.”5% of callers were listed as healthcare professionals, while 10% called in search of advice relating to problem gambling and its associated risks. Men comprise the vast majority of callers, at 85%, with 15% of the callers listed as women. However, for relatives calling on behalf of gamblers, women dominate, comprising 69% of callers.Linda Lomborg, office manager for StopSpillet, explained that StopSpillet would review the ways in which it ensured that problem gamblers were aware of the helpline service. She explained: “It’s not a great success in itself to have many calls.“For us, the success criterion is that those who need us to know that we exist. We feel fortunate that the callers feel well-advised and guided to move forward in the process,” Sharelast_img read more

WHS Prom 2015: Ahmad Mohammed and Caitie Williams named Lord and Lady

first_imgFollow us on Twitter. By Tracy McCue, Sumner Newscow — The Wellington High School Prom continued through the night… After the dinner and entertainment, there was the dance.Then Ahmad Mohammad and Caitlin Williams were named the 2015 WHS Prom Lord and Lady (the photo gallery is here). Other prom award presented were:Dynamic Dress – McKenna Oathout.Tenacious Tux – Colin Reichenberger.Unique Gown – Hayley Farley.Cutest Couple – Bailey Altendorf and Skylar Brand.Best Ride – Allison McCue, Jared Shields. Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. There are no comments posted yet. Be the first one! Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new commentslast_img read more

Odell Beckham Jr. details the injuries that ruined his first season with the Browns

first_img“So last year I was training in June and July,” Beckham explained, “and I was kind of just feeling stuff around the groin area, abs and stuff like that. My third week of training camp, I tear a little piece of my ab. So before the season, I kind of had the hernia thing going on. Sports hernia is what they call it. End up at the end of the season, torn abductor, torn rectus abdominis on the right.”So pretty much, I was just f—ed up the whole year. I really didn’t try and say anything about it. Probably one of the worst surgeries I’ve ever had.MORE: Should the Browns look to trade Beckham?”Recovery’s going well. Guess I’m really just trying to put my body back together. I’ve been playing for 23 years, so for me, I’m trying to put it all back together in seven months.”Beckham played in all 16 games last season as Cleveland limped to a 6-10 record. He recorded 74 catches for 1,035 yards and 4 touchdowns, the lowest figures of his career with the exception of the 2017 season when an ankle injury limited him to just four games.With first-year coach Kevin Stefanski replacing the fired Kitchens as the Browns’ leader, and given his return to health, Beckham has good reason for optimism. He expressed as much in the video.”I would honestly say this is probably going to be one of my best seasons,” Beckham said. “Bigger, stronger, faster — this is my time.” Odell Beckham Jr.’s first season with the Browns last year after being traded from the Giants was a disaster on multiple levels, the highest of which was Freddie Kitchens’ failed coaching stint. From a personal standpoint, Beckham was dealing with multiple injuries that contributed to what became the worst season of his six-year career.Beckham, 27, had kept the specifics of those injuries away from the public until Monday, when he posted a video to his YouTube channel detailing the ailments. That is, assuming Beckham sticks in Cleveland and is not traded. The Browns claim the seventh-year wide receiver remains in their plans, but there would be no financial barriers in the way if Cleveland were to decide to move the player who reportedly was telling opponents last season he wanted out.The Browns in free agency signed Jack Conklin to replace Greg Robinson at left tackle, and they drafted Alabama’s Jedrick Wills to hold down the right side in the short term. They also signed Austin Hooper to compliment David Njoku and form a strong tight end duo.Including Baker Mayfield at quarterback, Stefanski has a potentially strong offensive unit on his hands — including an apparently stronger-than-ever Beckham.last_img read more

Madden 21 trailer leaves fans feeling ‘underwhelmed’ in first reactions to gameplay

first_imgAnd fans were hoping to see some improvements in the Madden 21 trailer. (YouTube) We got four main title cards, which means EA Sports placed extra emphasis on these being big features. But one of them was simply “user-controlled celebrations.” I enjoy playing Madden, but figuring out which celebration I want to do is a very minor feature that gets stale after you’ve scored enough touchdowns. Plus, that feature is seemingly already in the game as you can select from four different celebrations when you reach the end zone in “Madden 20.”Since EA Sports didn’t expand on what that means in the trailer, fans were left wondering if the developers even made any changes at all.MORE: Madden 21 release date and new featuresPopular Madden YouTuber RBT expressed his disappointment with the trailer in the comments section of the video. EA Sports released its “Madden NFL 21” reveal trailer this morning and it’s … not what people expected.This trailer had been hyped for a few weeks, and was even delayed by EA Sports at one point. So fans were expecting something of substance by the time the trailer finally got here. Instead, we got very vague descriptions of what might be new features. All fans got to see were title cards followed by gameplay, without more context as to what some of these things even mean. (YouTube)center_img other people who watched the trailer took to Twitter to provide their reactions. Most of them provided the same criticism you get every year which is something along the lines of, “Madden is just a $60 roster update.” But with the limited features revealed in the trailer, this year’s criticism feels a little more valid.I’m going to assume I’m not the only one who is completely underwhelmed by this trailer— Kyle (@Ky3217) June 16, 2020“Let’s just take madden 20 gameplay and slap #madden21 on it……oh let’s update the rosters too”— JORDO🦖 (@ya_jordo) June 16, 2020WHEN MADDEN RELEASES ITS 2021 TRAILER. #MADDEN21— Perdue (@_lionheart41090) June 16, 20200:08 Seconds in, Why #34 Terrell Edmunds run right by Lamar and then JUMP in the air like he’s batting a pass down!?!?!?! 😢😂😂😂 #Madden21 I cant do another year of Broken Football.— B♠Walker (@Spade_4U_32) June 16, 2020I’ll retire from Madden 21 the second this strip-sack animation happens to me.— THRONE 👑 (@Throne_YT) June 16, 2020Madden 20 vs Madden 21:— Jalen Hurts 🐐💯 (@xxTrippy__) June 16, 2020As for what fans actually wanted to see from the trailer, well it’s the same thing fans have been wanting for years: improved franchise mode.In recent years, EA Sports has gone away from making features for franchise mode and dedicating their time to MUT since it makes them more money. Franchise mode used to be the reason fans loved to play Madden, but now it’s become about as bare bones as it gets. Can we actually have a real story mode this year? And A real Franchise GM mode? It’s madden 21 lol think it’s time .— Tony Jefferson II (@_tonyjefferson) June 12, 2020There’s obviously still time for EA Sports to add features to franchise mode. But the trailer certainly didn’t persuade anyone that franchise mode was getting an overhaul.last_img read more